Friday, September 16, 2011
As I was tracking my weekly spending habits over on Mint.com (you should sign up for it - it might change your life), I noticed I had nearly blown through my shopping budget not even halfway through the month. "It's okay", I rationalized to myself. "I won't shop for the rest of the month, plus I got those shirts on sale and I needed them." Hmm. Okay. Need might be the operative word there. True, most of my shirts are either old maternity shirts (totally cute when you're NOT pregnant anymore) or don't fit quite the way they used to (oh, the joys of body after baby). I digress. But what troubled me was I started telling myself it was okay to spend everything I allocated within the first 10 days of the month...what happens if there's a better sale at the end of the month? Will I justify it then and completely go above and beyond my budget?
Usually, a monthly budget works fine for me, particularly on things like dinners out (delivery or take out these days) or grocery shopping. I have a weekly "target" if you will ($75 on groceries, for example) - if I spend over that one week, I'll scale back on groceries the next.
So, dear readers, I ask you - how do you budget? Do you set a weekly budget to keep a tighter grip on your money or are you more comfortable with a monthly budget for some wiggle room week to week?
Psst - if you're missing BudgetBabe in your life, check me out as Mama Mahvelous on my mom/life blog. I like it. You might, too.
Thursday, July 21, 2011
If you're into the whole parenting thing, I hope that you'll join me over there. I am by no means any sort of parenting expert, and I hope to keep my BudgetBabe practicality and sense of humor with Mama Mahvelous. It's just a way to chronicle this whole mommy thing, as well as be a sounding board for me and (hopefully) a resource for others. I'll still post over here occasionally, but if I'm not as (un)active, you'll know why.
Cheers and thanks for your reading through all the ups and downs. :)
Monday, June 27, 2011
Thursday, June 23, 2011
Monday, June 6, 2011
Friday, June 3, 2011
Monday, April 25, 2011
Wednesday, April 20, 2011
Friday, April 15, 2011
Wednesday, April 13, 2011
Okay, not quite. I love the heck out of TV, particularly cable. My DVR tapes over 10 shows a week. I have a sick obsession with multiple shows on Bravo - anything with Bethenny Frankel, or a show that starts with "The Real Housewives of..." I will most likely watch. And then they sucker me in with spinoffs and new shows that look AMAZING.
Monday, April 11, 2011
Friday, April 8, 2011
Thursday, April 7, 2011
Tuesday, April 5, 2011
Friday, February 25, 2011
Thursday, February 24, 2011
Tuesday, February 22, 2011
Image from MyBallard
Anyone else who loves living in a smaller place and saving money? Anyone who lives in a big space that feels it's worth it?
Friday, February 18, 2011
*Good Presidents' Day sale at Gap starting today - 44% off 44 styles and lasts through Monday. Not sure what the 44 styles are, but that's a good amount of stuff! Not valid at Gap Outlet.
*Gap's more expensive big sister Banana Republic is having a sale of their own - 25% off already reduced merchandise in stores and online (enter code BRPRES25). Ends Monday.
*25% off your full priced purchase at Ann Taylor Loft in stores and online (just enter code PRESIDENT) AND 40% off sale merchandise! Ends Monday.
*20% off all women's orders over $150 at jcrew.com when you enter code FABFEB. Ends Monday.
*Buy 3, get 3 FREE on Signature Body Care products at Bath and Body Works in stores or online. Ends Monday.
*Buy 1, get 1 50% off on all items at Express, PLUS $15 off every $75 you spend (enter code 1088 online).
If you know of any other sales or good deals, leave them in the comments! Have a great weekend!
Wednesday, February 16, 2011
Monday, February 7, 2011
Friday, February 4, 2011
Thursday, February 3, 2011
3) Question refund policy - I have had two experiences (one with Groupon and one with LivingSocial) where the merchant went out of business before I was able to spend my certificate. With the LivingSocial deal, I didn't even know it was too late until I drove past the dark restaurant with the windows boarded up. I contacted both LivingSocial and the restaurant to ask if I could get a refund for my $20 and never received a response from either. On the flip side, Groupon actually contacted me when the vendor I purchased from was going out of business. They wanted to either give me a $10 credit towards another Groupon or to refund the $10 to my credit card. Customer service winner goes to...GROUPON. In this economy, particularly with new businesses, it's tough to keep the doors open, so make sure you're aware of how things are handled if the vendor can't honor your certificate.
In short, I look at group buying site deals like grocery store coupons: if it's not something I would normally buy without the deal, it's probably going to be a waste of money and I shouldn't get it. We've all had that moment where you MUST get something because it's on sale, right? Hopefully, it was a great purchase and you got a lot of use out of it. But sometimes, that thing you had to have just sits in your closet with the price tags still on. The deals online are definitely tempting, and I say go for it if it's in your budget and it's something you'll enjoy. Just don't get blinded by the good deal that isn't actually worth it.